Adams Law Firm gives an overview of car accident passenger injuries in the state of Texas.

Passengers are injured every day in auto accidents in Texas. And unfortunately, many passengers who suffer injuries in car and truck accidents don’t understand their legal rights. If you have suffered injuries as a passenger in an automobile accident in Texas, please review the information below, and contact a Montgomery County motor vehicle accident attorney as soon as possible for additional details. 

Your rights as a passenger 

Passengers are rarely to blame for car accidents. And because Texas is an at-fault insurance state that requires drivers who cause accidents to pay for resulting damages, an injured passenger may file a claim against an at-fault driver’s insurance company or file a lawsuit in court for damages. 

Types of insurance coverage 

The following types of insurance may be applicable in a Texas car accident: 

  • The driver’s medical coverage – Medical payments coverage pays the medical bills of injured drivers and their passengers regardless of fault. In addition, if an injured passenger has medical payment coverage, he or she can file a claim with his or her own insurance company.
  • The driver’s PIP coverage – Similar to medical payments coverage, PIP coverage is applicable regardless of fault. And in addition to medical expenses, PIP pays for lost wages and various other non-medical costs.
  • The at-fault driver’s bodily liability coverage – All Texas drivers must carry bodily injury protection coverage. When a driver is at fault for an auto accident, this coverage pays for injuries suffered by passengers and other victims of the crash. 
  • The passenger’s health insurance – When a passenger is in an accident that requires medical care, his or her own health insurance coverage should cover the cost of most medical bills.

You may be entitled to compensation 

As noted above, if you’ve been injured as a passenger in an auto accident, you may be entitled to financial compensation. Often, this is achieved via an insurance claim. However, if necessary, it is also possible to file a lawsuit in civil court. Regardless of the route that is necessary to remedy your situation, you absolutely must hire an experienced Texas attorney for assistance, as this greatly improves your chances of a successful outcome. 

Contact a Texas attorney for assistance 

If you’ve been injured in an auto accident in Texas, please contact our Montgomery County motor vehicle accident attorney as soon as possible. At Adams Law Firm, our experienced Texas lawyer understands the devastating effects that auto accidents can have on passengers and drivers alike. Our aggressive Montgomery County attorney has helped countless passengers and drivers injured in auto accidents obtain the compensation they deserve. In addition, our Texas car and truck accident attorney has over 35 years of experience trying motor vehicle accident cases throughout the state. Therefore, if you’ve been injured in a Texas auto accident, please contact our law firm as soon as possible for a consultation. 

Posted in: Car Accident